Trump Opens $27.7T Pension Market to Crypto

Yesterday, August 8, 2025, President Trump approved an administrative order allowing 401(k) customers to invest in alternative assets, including cryptocurrencies. The signing of the executive order marks the first time that both public and private workers in the US can include real estate, private equity, and crypto assets as investment options in their 401(k) retirement plans.

> Trump Opens $27.7T Pension Market to Crypto
> Yesterday, President Trump signed an executive order allowing 401(k) investors to access alternative assets, including digital assets. With $27.7 trillion in public and private pension funds, even a small allocation to crypto could…
> — CryptoRank.io (@CryptoRank_io) August 8, 2025

Expanding Access to High-Quality Investing and Tackling Inequity

This legislative decree seeks to widen retirement investment options for US workers, paving the way for over 90 million workers in retirement saving plans to access a variety of assets previously reserved for the ultra-wealthy and institutional customers.

The development is part of Trump’s government strategy to make the US a global hub for cryptocurrencies and fulfill promises made during election campaigns to restore prosperity in the country. Currently, most retirement savings plans only allow traditional assets (like mutual funds, bonds, and stocks) as investment options. The recent presidential order broadens the scope to incorporate alternative assets, providing new opportunities for people to diversify their retirement saving plans. This initiative also includes legal safeguards for 401(k) providers that wish to offer crypto investment products, decreasing their liability amid market fluctuations.

To participate in these new offerings, individuals will need to consult with their employers and 401(k) providers to determine if cryptocurrency options are available. Once enabled, various options could include crypto ETFs, direct BTC exposure, and managed portfolios that incorporate cryptocurrency, among others.

Redefining Opportunity Zones to Ensure They Serve All Workers

This announcement represents a significant step in empowering retirement investment options within the US by expanding access to crypto for American workers. By increasing access to virtual assets in retirement plans, the pro-crypto government aims to streamline financial planning and inclusivity.

This development underscores a broader strategy to integrate virtual currencies into traditional financial networks and ensure that both government and private-sector workers can access a diverse range of assets to grow their retirement investments dynamically.